INFLUENCE FINANCIAL KNOWLEDGE,FINANCIAL SELF-EFFICACY, AND LOCUS OF CONTROL TO ISLAMIC FINANCIAL BEHAVIORON GENERATION Z IN DKI JAKARTA

Muhammad Reza Pahlavi; Gusniarti; Mitra Sami Gultom

doi:10.54443/ihert.v4i1.316

INFLUENCE FINANCIAL KNOWLEDGE,FINANCIAL SELF-EFFICACY, AND LOCUS OF CONTROL TO ISLAMIC FINANCIAL BEHAVIORON GENERATION Z IN DKI JAKARTA

Muhammad Reza Pahlavi

Gusniarti

Mitra Sami Gultom

This research aims to determine the effectFinancial Knowledge, Financial Self- Efficacy, AndLocus of Controleither partially or simultaneously towardsIslamic Financial Behavioramong Generation Z in DKI Jakarta. This type of research is quantitative with a causality approach. The method used in sampling ispurposive sampling. Partial test results show that the variablefinancial knowledgepositive and significant effect onIslamic financial behavior,financial self-efficacy positive and significant effect onIslamic financial behavior, Andlocus of controlpositive and significant effect onIslamic financial behavior. The results of this study also show thatfinancial knowledge,financial self- efficacy, Andlocus of control simultaneously has a positive and significant effect onIslamic financial behavior.

Keywords: Financial Knowledge, Financial Self-Efficacy, Locus of Control, Islamic Financial Behavior.

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