Nurlela, Chairil Akhyar, Muchsin, and Salsabila Prina Wahyuni. “THE EFFECT OF DIGITAL PAYMENT, DIGITAL TRANSFORMATION, AND DIGITAL BANKING ON FINANCIAL PERFORMANCE OF MSMES IN KOTA JUANG DISTRICT, BIREUEN REGENCY”. International Conference on Health Science, Green Economics, Educational Review and Technology 7, no. 2 (December 30, 2025): 387–395. Accessed July 16, 2026. https://proceeding.unefaconference.org/index.php/IHERT/article/view/543.